Accident and Health Insurance

OMNIRISKCoverage for North America

Total population care

Because your employees are your greatest asset. With OMNIRISK’s Accident & Health coverages, your employees or members will be taken care of punctually, professionally and cordially in the event of an accident. We provide a thorough assemblage of coverages that can be adjusted to the particular necessities of your organization, sponsored by a global network of service providers that are available 24/7 to support and assist you even in the critical circumstances.

Contacts

Joseph Barrantes
CEO, OMNIRISK Risk Management & Insurance Consulting
Email | Phone

Coverage

Capacity

  • Up to USD 10 million for any individual
  • USD 50 million for any occasion

 

Hazards Insured

  • War and similar risks
  • Common carrier
  • Public conveyance
  • Occupation exposures
  • Private flying
  • Owned aircraft / piloting
  • Commuting
  • 24-hour exposures
  • Key man and partnership protection
  • Amateur sport
  • Sponsored activities
  • School activities
  • Business travel

 

Core Accident and Health Insurance Coverages

  • Accidental dismemberment
  • Paralysis / Loss of use
  • Accident and sickness medical expense for short-term overseas travel
  • Accident-only weekly indemnity
  • Permanent total disability (accident-only or accident/sickness, excluding U.S.)
  • Expatriate medical expenses / International medical plans (excluding U.S.)
  • Permanent total disability ( accident-only or accident / sickness, excluding U.S)
  • Ancillary travel accident coverage such as baggage, money, cancellation, etc.
  • Accident-only hospital cash

 

Additional Accident and Health Insurance Coverages Available

  • Airbag / seatbelt
  • Deprivation and trauma counselling
  • Bomb scare and bomb explosion
  • Bulletproof jacket
  • Child care center
  • Injured / Fractured bones
  • Emergency room
  • Medical Evacuation
  • Rehabilitation center
  • Escalator
  • HIV occupational accident
  • Critical illness / cancer
  • Illegitimate assault
  • Special education
  • Burial and cremation
  • Repatriation of remains
  • Waiver of premium

 

Coverage is not accessible on all OMNI policies.

Certain support services are provided by select third-party providers.

Benefits and Services

  • Manageable, affordable accident and health insurance packages
  • Custom-built plan draft option
  • Mandatory and non-mandatory coverage recommended
  • Assistance services available
  • Stated as a flat amount, a numerous of stipends, percentage of principle sum

Client Profiles

  • Multinational, huge and SME employers
  • Employee-sponsored group plans
  • Key man, collaboration or shareholder security
  • Corporation / harmony organizations
  • Unions
  • K-12( U.S. only)
  • Volunteer / religious group travel
  • Financial institutions
  • Participant accident
  • Student travel
  • Associations/affinity organizations