Because your employees are your greatest asset. With OMNIRISK’s Accident & Health coverages, your employees or members will be taken care of punctually, professionally and cordially in the event of an accident. We provide a thorough assemblage of coverages that can be adjusted to the particular necessities of your organization, sponsored by a global network of service providers that are available 24/7 to support and assist you even in the critical circumstances.
”Accident and Health Insurance
OMNIRISKCoverage for North America
Total population care
Coverage
Capacity
- Up to USD 10 million for any individual
- USD 50 million for any occasion
Hazards Insured
- War and similar risks
- Common carrier
- Public conveyance
- Occupation exposures
- Private flying
- Owned aircraft / piloting
- Commuting
- 24-hour exposures
- Key man and partnership protection
- Amateur sport
- Sponsored activities
- School activities
- Business travel
Core Accident and Health Insurance Coverages
- Accidental dismemberment
- Paralysis / Loss of use
- Accident and sickness medical expense for short-term overseas travel
- Accident-only weekly indemnity
- Permanent total disability (accident-only or accident/sickness, excluding U.S.)
- Expatriate medical expenses / International medical plans (excluding U.S.)
- Permanent total disability ( accident-only or accident / sickness, excluding U.S)
- Ancillary travel accident coverage such as baggage, money, cancellation, etc.
- Accident-only hospital cash
Additional Accident and Health Insurance Coverages Available
- Airbag / seatbelt
- Deprivation and trauma counselling
- Bomb scare and bomb explosion
- Bulletproof jacket
- Child care center
- Injured / Fractured bones
- Emergency room
- Medical Evacuation
- Rehabilitation center
- Escalator
- HIV occupational accident
- Critical illness / cancer
- Illegitimate assault
- Special education
- Burial and cremation
- Repatriation of remains
- Waiver of premium
Coverage is not accessible on all OMNI policies.
Certain support services are provided by select third-party providers.
Benefits and Services
- Manageable, affordable accident and health insurance packages
- Custom-built plan draft option
- Mandatory and non-mandatory coverage recommended
- Assistance services available
- Stated as a flat amount, a numerous of stipends, percentage of principle sum
Client Profiles
- Multinational, huge and SME employers
- Employee-sponsored group plans
- Key man, collaboration or shareholder security
- Corporation / harmony organizations
- Unions
- K-12( U.S. only)
- Volunteer / religious group travel
- Financial institutions
- Participant accident
- Student travel
- Associations/affinity organizations